Jennifer M. Keas is a partner and consumer financial services lawyer with Foley & Lardner LLP, where she litigates complex, high-stakes cases and other lawsuits and defends clients in investigations and proceedings initiated by the Consumer Financial Protection Bureau, as well as other matters involving regulatory agencies or state attorneys general.

Jennifer regularly provides clients with regulatory and compliance advice on issues arising under the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act, and other federal and state consumer financial services laws. This includes proactively helping to find legal solutions for challenging business problems and counseling clients on matters such as:

• consumer contracts and disclosures
• business arrangements under RESPA, including marketing and advertising relationships and the establishment of affiliated business arrangements and joint ventures
• fees, pricing, and new financial products or services
• loan originator compensation
• ability-to-repay and qualified mortgage requirements
• mortgage marketing and advertising practices
• issues relating to consumer privacy, data security, and document retention
• fair housing and fair lending
• management of risk posed by class actions and potentially unfair, deceptive, or abusive acts or practices
• compliance review and development of compliance policies and procedures

As an experienced litigator and trial attorney, her diverse practice includes class action defense, RESPA litigation, defense of claims under unfair trade practice and consumer protection laws, environmental litigation, cases involving complex electronic discovery, appellate matters, issues affecting proprietary post-secondary schools, and other corporate defense work.