Christi A. Lawson maintains a broad-based consumer financial services practice. She has substantial experience counseling commercial and consumer lenders (banks and non-banks), servicers, consumer reporting agencies, loan brokers, and money transmitters regarding compliance with federal and state consumer lending laws, including the Truth in Lending Act, the Fair Credit Reporting Act, the Fair Credit Billing Act, “fair lending,” the Electronic Funds Transfer Act, the Real Estate Settlement Procedures Act, the Home Mortgage Disclosure Act, federal and state unfair trade practice and consumer protection laws, and state licensing requirements. In addition, Christi assists clients with drafting lending documents, legal disclosures, and compliance policies and procedures. Christi’s work with consumer reporting agencies focuses on the resellers and background screening companies and the unique legal and regulatory issues that those companies face.