Jennifer M. Keas

Partner

Jennifer M. Keas is a partner and consumer financial services lawyer with Foley & Lardner LLP, where she litigates complex, high-stakes cases and other lawsuits and defends clients in investigations and proceedings initiated by the Consumer Financial Protection Bureau, as well as other matters involving regulatory agencies or state attorneys general.

Jennifer regularly provides clients with regulatory and compliance advice on issues arising under the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act, and other federal and state consumer financial services laws. This includes proactively helping to find legal solutions for challenging business problems and counseling clients on matters such as:

  • consumer contracts and disclosures
  • business arrangements under RESPA, including marketing and advertising relationships and the establishment of affiliated business arrangements and joint ventures
  • fees, pricing, and new financial products or services
  • loan originator compensation
  • ability-to-repay and qualified mortgage requirements
  • mortgage marketing and advertising practices
  • issues relating to consumer privacy, data security, and document retention
  • fair housing and fair lending
  • management of risk posed by class actions and potentially unfair, deceptive, or abusive acts or practices
  • compliance review and development of compliance policies and procedures

As an experienced litigator and trial attorney, her diverse practice includes class action defense, RESPA litigation, defense of claims under unfair trade practice and consumer protection laws, environmental litigation, cases involving complex electronic discovery, appellate matters, issues affecting proprietary post-secondary schools, and other corporate defense work.

 

Awards and Recognition

Jennifer was selected for inclusion in the 2014 2016 Washington, D.C. Super Lawyers – Rising Stars® lists for her work in business litigation.

Community Involvement

In addition to her legal work with the firm, Jennifer is committed to pro bono work and charitable work. She is a member of Foley’s Charity Committee for the D.C. office.

Presentations and Publications

  • Presenter, “CFPB’s Prospect Consent Order – What Does it Mean to You and Your Real Estate and Title Partners” (February 2017)
  • Presenter, “Responding to Government Investigations, (May 2015)”
  • Presenter, “CFPB Enforcement Update: Takeaways and Future Areas of Focus,” (February 2014)

Thought Leadership

Jennifer is a frequent writer and speaker on topics of significance to the residential real estate and consumer finance industries, including as a contributor to the Consumer Class Defense Counsel (www.consumerclassdefensecounsel.com), a blog devoted to significant news and developments in the consumer financial services arena, and various publications for the Real Estate Services Providers Council, Inc. (RESPRO).

She has also assisted in the development and preparation of amicus briefs to inform the U.S. Supreme Court and federal appellate courts about how their decisions will affect businesses.

Firm Leadership

Jennifer serves as a hiring partner on the firm’s Recruiting Committee, where she is committed to recruiting talented and diverse attorneys to succeed at the firm.

05 December 2024 Consumer Class Defense Counsel

Office of the Comptroller of the Currency Updates “Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices” Booklet

Financial institutions that are regulated and supervised by the Office of the Comptroller of the Currency (OCC) should know that the OCC has recently updated its booklet on Unfair or Deceptive Acts or Practices (UDAP) and Unfair, Deceptive, or Abusive Acts or Practices.
04 December 2024 Blogs

Consumer Financial Protection Bureau Proposes Rule to Regulate Data Brokers Under Fair Credit Reporting Act

The Consumer Financial Protection Bureau announced a proposed new rule that all data brokers be regulated under the 1970 Fair Credit Reporting Act, a federal law that protects the use and privacy of credit data and requires information in consumer reports (informally known as credit reports) to be accurate.
10 July 2024 Consumer Class Defense Counsel

Will the End of Chevron Deference Be a Sea Change for Consumer Financial Services Industry?

On June 28, 2024, the Supreme Court decided Loper Bright Enterprises v. Raimondo, overturning its own 40-year-old Chevron v. Natural Resources Defense Council decision.
17 May 2024 Deals and Wins

Foley Secures Victory for Weichert Realtors in New Jersey Supreme Court Ruling

Foley & Lardner LLP successfully represented Weichert Realtors in a significant ruling by the New Jersey Supreme Court.
12 April 2024 Honors and Awards

Jennifer Keas Named an Emerging Women Leader in Law by DCA Live

Foley & Lardner LLP partner Jennifer Keas is named to DCA Live’s 2024 Emerging Women Leaders in Private Practice list.
23 February 2023 Foley Viewpoints

CFPB Brings RESPA Reminder To Mortgage Comparison Sites

The Consumer Financial Protection Bureau ended a more than decadelong hiatus since the last formal guidance regarding Section 8 of the Real Estate Settlement Procedures Act on Feb. 7 by issuing its advisory opinion aimed at referral activity relating to mortgage comparison websites.